YOUR NEW HOME BUYER WEB SITE WINTER SEASON / 2007
Home Buying Without the Added Stress
Home buying is always a momentous event, especially for newlyweds or couples who are just starting out. The only thing is that most people get into big mistakes in their home buying venture. A main reason is falling in love with the first great home for sale they set their sights on. It's true that lots of homes for sale are great, but there will always be that single one that will beat the others in every major aspect and down to the tiniest details. You don't have to be a perfectionist in home buying, but you at least have to be careful and well-informed.
Have a plan and then stick to it. If you don't, you may end up searching for a long time and not finding your dream homes for sale in the time-frame you have allotted yourself.
Start with a Sensible Checklist.
A pad and a pen are indispensable. Begin writing down all the things you require realistically in your new home. Categorize all the needs and wants and make a few copies. Now, each time you visit homes for sale, take your list with you and tick off all the requirements that fit your needs and wants. Your list of pro's may include proximity to school, to your workplace, privacy and quiet of the neighborhood, spaciousness, price, structural integrity of the house, good view, safety features, etc. Put the address and description of the street on this page as well. That way you won't mismatch and confuse houses for sale with each other at the end of the day. Remember, your pro's list can be revised over and over again during the course of your home buying endeavor.
Be Practical.
Many newbies in home buying enlist the services of a real estate agent in finding them appropriate homes for sale that fit your criteria. However, don't rely totally on your
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FHA insures loans and does not lend or guarantee any loans. The insurance provided by FHA minimizes and sometimes removes the default loan risk lenders face when buyers place low down payments for a home purchase.
*Special Note – People wish to apply for who are delinquent on any federal debt, such as tax liens, student loans, etc., are not eligible for a FHA insured loan as stated in the FHA Guidelines.
What is a FHA Mortgage?